AI Accounts Receivable

Shipping July 2026

Meet Diane. Your new AI accounts receivable.

Diane is the AI employee who chases the money. She calls customers who are 7, 14, and 30 days past due — politely, professionally, and with a real human voice. She offers payment plans within the limits you set, sends receipts, pushes paid invoices to QuickBooks, and reports back weekly. The average service business has $15-30K in stuck invoices. Diane recovers most of it.

$8-15K

Average monthly recovery for a 1-3 truck service business.

$99/mo

What Diane costs. A human AR specialist: $3,800+/mo.

7-14-30

Days post-invoice where Diane reaches out — automatically.

Job description

What Diane does.

Diane is the outbound-call AI employee focused on accounts receivable. She works your aging-invoice queue every day, calls or texts overdue customers, negotiates within your rules, processes payment, and pushes the receipt to your accounting software.

Day-to-day

Diane’s responsibilities.

Calls 7, 14, and 30-day-past-due invoices

Daily sweep of your AR aging report. Each invoice gets a friendly first reminder at 7 days, a firmer call at 14, and a final notice at 30 — all by phone with a real human voice.

Negotiates payment plans within your rules

You set the limits: "Diane, you can offer up to 50% off in exchange for immediate payment, or split into 3 monthly payments without discount." She makes the offer and closes when authorized.

Processes payment over the phone

Tokenized Stripe collection during the call — Diane reads the receipt to the customer, sends a confirmation text, and pushes the paid invoice to QuickBooks within seconds.

Escalates emotional / disputed cases

Customer wants to talk to a human? Disputing the bill? Says they paid? Diane escalates immediately — pings you in Slack with a recording + transcript + her recommended next step.

Handles "checks in the mail" with grace

When a customer says they'll pay soon, Diane follows up at the date they promised — no awkward second call where you forget what they said.

Reports weekly — recovered $, aging, top excuses

Every Monday: total recovered this week, total still aging, top reasons customers give for delay, and the 3 customers most likely to become bad-debt write-offs.

Comparison

Diane vs a human in the same role.

Not a knock on humans — just the math.

Diane

  • Calls every overdue invoice on schedule
  • $99/mo
  • Pushes paid invoices to QuickBooks instantly
  • Never gets emotional, never gets discouraged
  • Works the queue every day, no exceptions
  • Records every call for compliance + dispute defense

Human in this role

  • Owner postpones uncomfortable calls; bad debt grows
  • $3,800+/mo for a part-time AR specialist
  • Manual entry → reconciliation errors → tax-time pain
  • AR is the highest-burnout role in service businesses
  • Gets pulled into other work; AR slips
  • He-said-she-said disputes with no audio trail

Why we built Diane

Diane exists because every service-business owner I've talked to has $15-30K stuck in past-due invoices — and most of it is recoverable. They just hate making the calls. Diane doesn't. She's polite, persistent, and professionally trained on payment-plan negotiation. The average customer pays $9-12K of recovered revenue back into the business in month one. At $99/mo, she pays for herself in the first afternoon.

— Aiden, founder of Morthn

FAQ

Common questions about Diane.

Is Diane compliant with debt-collection laws?
Yes — she follows TCPA, FDCPA, and state-level rules. She doesn't threaten, doesn't call before 8am or after 9pm, identifies herself on every call, and respects "stop calling" requests immediately. We have legal review on every script.
Can she handle disputes?
She escalates them. If a customer says "I never authorized this work" or "I paid you in cash last week," Diane records the dispute and pings you immediately — she doesn't argue.
What if a customer refuses to talk to AI?
You set the policy. Default behavior: Diane offers a human callback ("I can have Aiden call you back within an hour"). You set what counts as "Aiden."
When does Diane actually launch?
July 2026. The TCPA/FDCPA compliance review on her call scripts is the long pole — we're not shipping debt-collection AI without legal sign-off. Team plan customers get her at launch with no price change. Join the waitlist below.
Does Diane handle invoicing, or just collection?
Just collection for V1. Invoicing (auto-generating invoices from completed jobs) is a separate AI employee we may build next — Naomi the AI bookkeeper.

Diane is shipping July 2026.

Be first in line. We'll email you the moment Diane goes live — no spam.

No spam. One email when Diane launches.